Texas Windstorm Rate Hike

I think it is so unfair that coastal property owners (this does not just mean people with fancy beachfront property but anyone living in a coastal town) are getting a 5% rate hike from the Texas Windstorm Insurance Association and may see even more hikes very soon.  It is completely untrue that we are more of a risk - tornadoes causing massive damage and massive windstorm claims happen all over the state - much more often than hurricanes do.  Those legislators in tornado alley are piling their costs on us.  The whole state should pay in equally because windstorm damage happens in the whole state.